VersatileLegend Credit Repair (“Company,” “we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our website, services, or client portal.

🔹 1. Information We Collect

We may collect the following information:

Personal Information

Name

Address

Phone number

Email

Date of birth

Credit Information (Client Portal Only)

Credit reports you provide

Credit bureau responses

IdentityIQ / SmartCredit data 

Billing Information

Payment method

Billing address

Subscription details

Technical Information

IP address

Device/browser details

Cookies used for site performance

We do not sell any personal data.

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🔹 2. How We Use Your Information

Your information is used to:

Create and manage your client account

Review your credit reports

Prepare dispute strategies

Communicate with credit bureaus on your behalf

Process payments

Send service updates

Improve our website and services

We will never share your information with third parties except as required to deliver your service or comply with the law.

🔹 3. Sharing Your Information

We may share information only with:

Credit bureaus (TransUnion, Equifax, Experian)

Credit monitoring providers you authorize

Payment processors (Shopify Payments, Stripe, PayPal)

Service providers who help operate our business

Legal authorities when required

We never sell or rent your data.

🔹 4. Data Security

We use industry-standard safeguards to protect your data, including:

Encrypted client portal

Secure payment processing

Restricted internal access

Encrypted document storage

However, no system is 100% secure, and you use our services at your own risk.

🔹 5. Cookies & Tracking

Our website may use cookies to:

Improve user experience

Analyze traffic

Customize content

You can disable cookies through your browser settings.

🔹 6. Your Rights

You may:

Request a copy of your data

Update your information

Request deletion of your account

Opt out of marketing communications

Cancel your services at any time

To submit a request:
Consulting@versatilelegend.com

🔹 7. Third-Party Links

Our site may include links to third-party websites.
We are not responsible for their privacy practices.

🔹 8. Age Restrictions

Our services are not intended for individuals under the age of 18.

🔹 9. Changes to This Policy

We may update this Privacy Policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal, or regulatory reasons.

🔹 10. Contact Us

For questions or privacy requests:
📧Consulting@versatilelegend.com